Innovate with PSD2 APIs
Note to TPPs regarding access to payment accounts post September 14th: Our application on exemption from fallback solution is still being processed by relevant FSAs. While approval is still pending, we will not block TPP access to existing (pre-PSD2 API) mechanisms used by TPPs to access account data. Until further notice, TPPs will therefore still be able to access account data using the current (non-PSD2) mechanisms. Access to existing channels will not be blocked as long as the application on exemption from fallback solution has not received final approval by respective national FSAs.
The developer portal is the focal point for all TPP access to PSD2 solution and APIs, which are provided by BEC on behalf of our member banks. The developer portal provides documentation and up to date information, including
Explore APis
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The Fund Confirmation Service (FCS) API provides a service to query the availability of a specific amount at the point in time of the call. Access to the FCS API is controlled... -
API for completing enrollment/onboarding to PSD2 APIs to Member and Service Banks under BEC umbrella. The onboarding step serves to 1) Verify the identity of the TPP 2) Establish...
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Consents and consent management are core concepts of the PSD2 solution, and are defined with dedicated API endpoints in the Berlin Group specification. The general mechanism for...
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The PIS API implements the Payment Initiation Service parts of the PSD2 specification, and provides the following services to authorized TPPs: * Initiation and update of a payment...
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The AIS API implements the Account Information Service parts of the PSD2 specification, and provides the following services to authorised TPPs: * Accounts overview * Account...
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