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The AIS API implements the Account Information Service parts of the PSD2 specification, and provides the following services to authorised TPPs:
Accounts overview
Account balances
Account transactions
Accountdetails
Consents and consent management are core concepts of the PSD2 solution, and are defined with dedicated API endpoints in the Berlin Group specification.
The general mechanism for validating and authorizing consents is through a Redirect SCA Approach - utilising implicit start of the authentication…
The Fund Confirmation Service (FCS) API provides a service to query the availability of a specific amount at the point in time of the call.
The Payment Initiation Service parts of the PSD2 specification provides the following services to authorized TPPs:
Initiation and update of a payment request
Status information of a payment
Singing baskets - authorising several transactions with one SCA operation
API for completing enrollment/onboarding to PSD2 APIs to Member and Service Banks under BEC umbrella.
The onboarding step serves to 1) Verify the identity of the TPP 2) Establish and verify the TPP's roles with respect to PSD2 (AISP, PISP, CBPII)
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